What is it?: A cashback system that pays you for shopping online
Cost: free (or £5 if you go for the premium option, but they just deduct it from the cashback in your account when you hit £5 so you don't transfer money to them or anything, which is good)
Does it work? Yes! And it is free money!
Would I use it again? Yes - like I said - free money!
Other options?: Probably, but none that I have tried yet - let me know if you know of any! Where to get it in the UK: TopCashBack
Where to get in in the US: TopCashBackUSA
Ok, so this isn't a product in the traditional sense that I usually review, but I do love this website! You get cashback for doing your shopping online on things you would be spending your money on anyway!
Not gonna lie, I was a bit sceptical at first, but I have been using this for a while now and it does add up over time...I signed up to it in December 2021 and it has made me a total of £46.22 so far...not masses of money, but it is free money! Considering the cost of living crisis and the fact that I am a student again, I will take that money for sure!
Plus it is a really easy site to navigate both for finding websites that you might be able to click through onto for buying things, and also for seeing what cashback you have earned and been paid. Here's a snapshot of my oversight dashboard:
And the more detailed payments section:
One Downside is that it can take a substantial amount of time for the payment to be authorised before you can claim it, and I mean, like, months. As you can see from the screenshot above, I bought a gift in November and I am still waiting for that to be authorised as payable and it is January now. That said, I don't mind that too much as I still earn money as I go. You also have to remember to go into the app or online to arrange for the cashback to be paid out to you so keep an eye on that!
I use my credit card to purchase the products online, which also has a cashback in which I can request gift card vouchers, so I actually get the benefit twice. If you have a cashback facility on your credit card which is not compatible like mine is, then this may not be for you, but it is worth checking it out - especially considering it is free! Plus there may be some sites that your credit card offers cashback on and others that it doesn't but this site does - definitely worth having a look!
Another downside is that if you buy through an app, no cashback is payable, so you do have to click on the link to go to the website itself and buy from there. It is worth noting that if you are on a smartphone or tablet, so just make sure that the link doesn't open the app but takes you to the webpage.
Potentially both a downside and an upside is that they charge you £5 to be a Plus Member. You do not have to sign up to it, but if you do then you have access to more cashback benefits. What is good about it though, is that they take the £5 from the cashback in your account, so you do not actually have to pay out any real hard cash, and can just wait until that money is in your cashback account.
On the upside you can add an add-in to your web browser on your laptop that automatically tells you when cashback might be payable, so you just click on that link and then it is activated! It looks like this:
Another upside is that they run referral programmes where you and the friend you referred can get credits so it is also worth having a look at if one is running when you sign up. At the time of writing, they are running one which gives £30-£35 free cashback to you as referrer and £10 free cashback to your friend who signs up! I have not used that referral link here as I think that would be a bit cheeky, but you can certainly share yours with friends and family!
Another upside is that they have an app that you can download so you can keep an eye on your cashback earnings etc. making it super easy in busy life to quickly check in to see where you are up to!
Give it a go, free money! What's not to love!
P.S. Please note that this blog may contain affiliate links. When you click on the link and/or purchase the product, I receive a small commission.